Although it is unlikely that you will be injured while WWOOFing, you better be insured anyway!
In order to prevent yourself from accidents, we ask that you do not participate in tasks that you feel will place you in physical danger.
You are responsible to provide your own health insurance and also liability insurance. Some farms may ask you to sign an additional waiver or the proof that you are insured when you arrive.
On this page, we will introduce the Personal Accident Insurance included in the fee, and the Liability and disablement insurance that you can purchase on top of your membership.
PERSONAL ACCIDENT INSURANCE:
WWOOF Portugal provides personal accident insurance for WWOOFers while at farms in Portugal. Please note that personal accident insurance provides compensation in the event of injuries, disability, or death in the event of an accident only.
It is thus different from a travel, liability, or health insurance. You are responsible for making sure that you are covered for the kind of activities that you will be doing at a Host’s place and for arranging your own health, liability, and travel insurance.
For the Personal Accident Insurance, WWOOFers don’t need to pay any extra amount, it is included in the fee.
COVERAGE:
Expenses due to accident _ 500 Euros
Accidental death _ 1.500 Euros
Permanent disability due to accident _ 1.500 Euros
Death of the Volunteer and Wife/Husband _ 1.500 Euros
Funeral Expenses _ 1.500 Euros
Expenses with rescue, search, transport of the victim _ 1.500 Euros
WHAT TO DO IN CASE THERE IS AN ACCIDENT?
1. Go to a public or private hospital Emergency Service;
2. Explain you were volunteering at the farm;
3. Inform WWOOF PORTUGAL that you had an accident: send an email asap to: info@wwoof.pt stating the day, time, and location of the accident, and a brief description of the accident;
3. Pay all expenses: Hospital fees and prescriptions, transport to the emergency service. The receipts should have your name on them.
4. Send us a copy of receipts and your IBAN, by email.
5. The insurance ALLIANZ will pay back your expenses according to the receipts, limited to the maximum payout indicated above.
Regardless of which provider you buy from, always read the policy details to ensure it is the right plan for your needs.